does blue cross blue shield of massachusetts cover shingles vaccine

Zostavax may also be covered by Medicare prescription drug insurance (Part D), but again, you should check to be sure. Vaccines are remarkably effective, inexpensive and easy to get. The full price for two doses of the shingles vaccine is around $324. Other Adobe accessibility tools and information can be downloaded at http://access.adobe.com. , , TM, SM Registered, Service, and Trade Marks are the property of their respective owners. Preventive Care - Blue Cross and Blue Shield's Federal Employee Program Preventive Care Annual physical exams and other preventive services are free when you use a Preferred provider. Zostavax is no longer available in the U.S. 3 You must be the contract holder or spouse, 18 or older, on a Standard or Basic Option Plan to earn incentive rewards. UseFind a Doctorto find one near you. Other Adobe accessibility tools and information can be downloaded at http://access.adobe.com. Shingles is caused by a once dormant chickenpox virus rearing its ugly head to give you a painful rash that can last for up to four weeks. We cover a range of voluntary family planning services at no cost, limited to these services. The Blue Cross Blue Shield Association is an association of independent, locally operated Blue Cross and Blue Shield Companies. The flu is not just a single virus, its multiple strains that change every year. with Dental Blue Pediatric Essential Benefits, Preferred Blue PPO Basic $2000 with HCCS By continuing to use this website, you consent to these cookies. Please note that immunizations which are job-related or due to employment reasons are not covered. Expand All Pharmacy benefits for adult immunizations Medicare Part D coverage Annual physical exams and other preventive services are free when you use a Preferred provider. Three out of four Americans eligible for the shingles vaccination still haven't gotten it, according to the CDC. with Dental Blue Pediatric Essential Benefits, HMO Blue New England $500 Deductible with HCCS We are committed to the relentless pursuit of quality, affordable health care withan unparalleled consumer experience. Stanford Health Care and its physicians are in-network with out of state Blue Cross/Blue Shield plans, as long as the plan uses the nationwide network of providers. with Dental Blue Pediatric Essential Benefits, HMO Blue New England Enhanced Value with Dental Blue Pediatric Essential Benefits, HMO Blue New England $1000 Deductible with Copayment and HCCS with Dental Blue Pediatric Essential Benefits, Preferred Blue PPO $2000 Deductible Blue Cross and Blue Shield of Illinois (BCBSIL) wants to help you be protected from illnesses such as the flu, pneumonia, shingles, rabies, hepatitis B, tetanus, diphtheria and pertussis. Most individuals with private insurance pay little to nothing for both doses of shingles vaccines, whereas those covered by other types of insurance may need to copay some amount. The member then submits the prescription drug claim form to their Medicare Part D plan for reimbursement. If you're using Medavie Mobile, just hit the Coverage button and you'll be . The CDC recommends adults 50 years and older get two doses of the shingles vaccine called Shingrix to prevent complications from the disease. Registered Marks of the Blue Cross and Blue Shield Association. Medicareprimary enrollees were already eligible to receive these vaccines in a pharmacy with no copayment. "Blue Cross Blue Shield pays your doctor a . Working to close immunization gaps across all age groups in the U.S. 2023 Blue Cross Blue Shield Association - All Rights Reserved. For those who still get shingles after being immunized, the vaccine can reduce pain, including the type of pain that lasts after shingles. To schedule a pickup: Eligible Blue Shield Medicare Advantage Plans: Call (855) 200-7544 (TTY:711) Blue Shield Promise Medi-Cal and Cal MediConnect plans: Call (877) 433-2178 (TTY: 711) Protect Your Health with Vaccinations - Blue Cross and Blue Shield's Federal Employee Program Back to BlueNews Protect Your Health with Vaccinations Vaccines can prevent or reduce your risk of developing deadly diseases. Site Map|Feedback|Download Adobe Acrobat Reader, Learn more about a Healthier Michigan.org. Members Can Get Vaccines at Pharmacies | Blue Cross Blue Shield MA Home / New! BlueShield offers a full range of insured, self-insured, and government programs and services covering businesses, families, and individuals, as well as life and disability coverage, dental and vision plans and stop-loss coverage. with Dental Blue Pediatric Essential Benefits, HMO Blue New England Basic Saver Most Medicare Advantage (Part C) plans offer prescription drug coverage, including many commercially available vaccines that Original Medicare (Part A and Part B) doesn't cover. Eligibility.com is a DBA of Clear Link Technologies, LLC and is not affiliated with any Medicare System Providers. Any variance will be noted in the Benefit Booklet. Since 99% of people in the US have chicken pox by age 40, and since the risk of shingles increases with age, the Centers for Disease Control recommends that every healthy adult over 50 get Shingrix.1 Shingrix is over 90% effective at preventing shingles and postherpetic neuralgia, making it the preferred shingles shot.2 But for those who may be allergic to Shingrix, another shingles vaccine, Zostavax, can be used. brand 1 vaccine of 0.5ml Savings Alert: Coupons for vaccines are for the medicine only and do not cover administration fees. Medicare and geriatric care expert, Alex has one motivation behind every word he writes, and thats finding you the best medical coverage for your situation. They will then make a coverage determination within 24 hours of receipt of sufficient medical records. It requires two doses. Eligibility.com is not a government website or a government agency. However, all Medicare plans provide adequate vaccination . Select Your Gender. Compare vaccinations. The shingles vaccination is a Medicare Part D pharmacy benefit, which requires the member to pay in advance of reimbursement. with Dental Blue Pediatric Essential Benefits, HMO Blue New England $2000 Deductible Weve found that two categories of vaccines are often administered outside FDA and ACIP recommendations: those to prevent HPV and those to prevent shingles caused by the herpes zoster virus. Access Your Payment Options. with Dental Blue Pediatric Essential Benefits, Preferred Blue PPO Saver $3000 Federal and state health officials are prioritizing distribution of the vaccine, with front line clinical and non-clinical health care workers doing direct and COVID-facing care first, followed by residents and staff of long term care facilities, and first responders. Note: This is not a comprehensive list of vaccines covered by Blue Shield . with Dental Blue Pediatric Essential Benefits, Preferred Blue PPO $500 Deductible You can also refer the member to the pharmacy for the vaccine. Surprisingly, Original Medicare (Parts A and B) doesn't cover the shingles vaccine, even though it covers other vaccines like the flu vaccine and pneumonia shot. Since 1936, BlueShield has helped millions of people lead healthier lives. Shingrix is approved by the FDA. "We made the commitment at the start of the pandemic in March to cover the cost of a COVID-19 vaccine once it became available," said Katherine Dallow, MD, MPH, vice president of clinical programs and strategy at Blue Cross. 1-800-262-BLUE (2583). with Dental Blue Pediatric Essential Benefits, HMO Blue New England $2000 Deductible with Copayment Contact your Medicare drug plan for more details. See if your insurance plan coversflu shots. We use cookies on this website to give you the best experience and measure website usage. Medicare prescription drug plans (Part D) usually cover all commercially available vaccines needed to prevent illness, like the shingles shot. with Dental Blue Pediatric Essential Benefits, Access Blue Basic Saver There are also additional guidelines if you're pregnant. "Vaccines are the best tools we have to protect us against COVID-19, and we want to make it easy for our members to get vaccinated, so we can all do our part to get back to the people and places we love, and help end this global pandemic., Vaccine Requirement for Entering Blue Cross Buildings. Heres everything you need to know about it. Surprisingly, Original Medicare (Parts A and B) doesnt cover the shingles vaccine, even though it covers other vaccines like the flu vaccine and pneumonia shot. Blue Cross Blue Shield of Massachusetts provides a Summary of Benefits and Coverage (SBC) with online access to the corresponding coverage policy to all of our fully insured members and accounts. Blue Shield of California complies with applicable state laws and federal civil rights laws, and does not discriminate on the basis of race, color, national origin, ancestry, religion, sex, marital . with Dental Blue Pediatric Essential Benefits, HMO Blue New England Premier Value Log in for our Immunizations payment policy and the fee schedule for drugs and vaccines. If you are over 50 and had chickenpox, ask your doctor when you should get the shingles vaccine. with Dental Blue Pediatric Essential Benefits, HMO Blue New England Premier Value with Coin and HCCS These visits are a great way to check in with your health. an Independent Licensee of the Blue Cross and Blue Shield Association No-Cost Preventive Drug List Medication Covered at $0 Cost to You Effective July 1, 2021 . We may earn money when you click on our links. Zostavax II is given as 1 dose and costs about $200. Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association. This is a 4.5-star Medicare Advantage plan with Part D (prescription drug . *Note regarding HMO members: Vaccines administered/referred by the HMO members Primary Care Physician (PCP) are covered by the members assigned HMO medical group. 500 EXCHANGE STREET, PROVIDENCE, RI 02903-2699 MEDICAL COVERAGE POLICY | 5 (401) 274-4848 WWW.BCBSRI.COM 90689 Influenza virus vaccine quadrivalent (IIV4), inactivated, adjuvanted, preservative free, 0.25 mL dosage, for intramuscular use HPV vaccination rates low despite risks of related cancers, Missing vaccinations during COVID-19 puts our children & communities at risk, Early childhood vaccination trends in America, Improving childhood vaccination and flu shot rates during COVID-19, Turnkey prevention toolkit helps employers promote flu vaccine, Q&A: How insurers can help close the gap in HPV vaccination rates, Why Rhode Island leads on adolescent vaccination rates, Care Vans deliver vaccines to kids in need, Flu season plus pandemic? The following preventive services and immunizations do not apply to all health plans administered or insured by Blue Cross and Blue Shield of Alabama. Thus, you have to enroll in a Medicare Advantage plan or a stand-alone Part D drug plan to cover the costs. Medicare Part B vaccines (flu and pneumonia) were previously available with no copay. Since every insurance plan is different, each Part D plan provides varying degrees of coverage for the shingles vaccine. You can also find information in the benefits booklet you received separately. Please review the terms of use and privacy policies of the new site you will be visiting. Does Medicare Cover Cover Vision, Cataract Surgery or Glasses? with Dental Blue Pediatric Essential Benefits, HMO Blue Select Saver $2000 Learn more here. The site may also contain non-Medicare related information. with Dental Blue Pediatric Essential Benefits, HMO Blue Basic Copayment External link You are leaving this website/app (site). Youre given a series of vaccinations as a child, but your immunity can fade over time and new diseases can develop. Zostavax is no longer available in the U.S. Adults should make sure theyre up to date on all their vaccinations. Blue Cross Blue Shield of Michigan and Blue Care Network members who want to get vaccinated. Vaccinations Working to close immunization gaps across all age groups in the U.S. Reports Stories Resources The Centers for Disease Control and Prevention recommends an annual influenza vaccination for everyone 6 months and older. Connect with us onFacebook,Twitter,YouTube, LinkedIn, and Coverage, our health news service. with Dental Blue Pediatric Essential Benefits, Access Blue New England Saver $2500 with Dental Blue Pediatric Essential Benefits, Access Blue Select Saver $2000 Most PDF readers are a free download. Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association. RH (D) blood type and antibody testing. If you live in an area that has both CVS Pharmacy and MinuteClinic, compare prices and insurance coverage. For example, in the U.S., only about 50 tetanus cases are reported every year thanks to vaccinations. Vaccines. If you need the shingles vaccine and prescription drug coverage, see our guide on how to find the best Part D plan for you, or learn more about Part D first. Premera Blue Cross Medicare Advantage members generally pay less for Part D vaccines when they are administered at an in-network preferred pharmacy. Blue Cross Blue Shield (BCBS) offers a large variety of Medicare Advantage (MA) plans in As one of the largest healthcare providers in the country, Aetna serves an estimated 37.9 Handfuls of benefits and a variety of SNPs could assist residents of select states. 101 Huntington Avenue, Suite 1300, Boston, MA 02199-7611 | 1-800-262-BLUE (2583), Terms of Use, Privacy & Security | Accessibility. The vaccines are free, safe and effective and widely available for anyone age 5 and up. Your Part D plan (or Medicare Advantage prescription drug coverage) should cover the recently approved Shingrix vaccine, which consists of two doses in the span of a few months. If you're looking for details about your benefitslike eligibility or annual maximumsthe easiest way is to check things out online or using our app. for members residing in Rhode Island. Please contact the pharmacy to make sure these services are available or if you have questions. Thousands of Americans die every year from the flu and flu-related illnesses. It's also one of the easiest ways you can stay healthy. For patient safety, its important that you follow the U.S. Food and Drug Administration (FDA) guidelines and the Advisory Committee on Immunization Practices (ACIP) recommendations and child and adult immunization schedules. If you need to find a Preferred provider near you, be sure to use our National Doctor and Hospital Finder tool. 1 Under Basic Option you pay 30% of our allowance for agents, drugs and/or supplies you receive during your care. (Shingles) Vaccine. This website and its contents are for informational purposes only. Every Part D plan is different, so your copay for a shingles vaccine could vary from one insurance plan to another. with Dental Blue Pediatric Essential Benefits, HMO Blue New England Premier Value with Coinsurance SOURCE Blue Cross Blue Shield of Massachusetts. As of October 2018, the FDA approved Gardasil 9 for women and men ages 9 to 45 years old. Yes. Members Can Get Vaccines at Pharmacies Effective immediately, members 18 years of age and older with pharmacy benefits can now go to a participating Express Scripts retail pharmacy to receive 11 different immunizations. Some health plans may not cover any or all of these immunizations, or may provide coverage for additional immunizations. Both vaccines require two separate doses that are given three to four weeks apart, and both doses are required for the vaccine to be fully effective. There are a number of COVID-19 vaccines being developed. Learn More with Dental Blue Pediatric Essential Benefits, Preferred Blue PPO Options Deductible II "Since the COVID-19 vaccines first became available, weve been committed to supporting widespread vaccination in our communities," saidDr. Sandhya Rao, chief medical officer at Blue Cross. FEP Blue Focus members can get rewarded for having their annual checkup. Shingrix is an effective vaccine that can protect you against shingles outbreaks and complications like post-herpetic neuralgia. This includes. Most PDF readers are a free download. In addition, some sites may require you to agree to their terms of use and privacy policy. Staying up to date on your immunizations can reduce your risk of contracting serious illnesses. Please review your Benefit Booklet, to find out if it directs you to this web site. "Our goal is to remove any doubt about insurance coverage. **BCBSILs CPCPs dont apply to members who have Medicare or Medicaid plans. Use their interactive map to find a flu shot near you. Medicare Part D is a great way to get coverage, not only for the shingles vaccine but for prescription drugs as well. Returning Shopper? Medicare ensures at-risk people can receive vaccinations at a minimal cost. Blue Cross Blue Shield of Massachusetts (bluecrossma.org) is a community-focused, tax-paying, not-for-profit health plan headquartered in Boston. Not Registered? Discover all the ways members can earn wellness incentives and rewards for taking an active role in their health. Note: Zostavax will be considered as medically necessity when rendered prior to the discontinuation of the drug. References to third party sources or organizations are not a representation, warranty or endorsement of such organizations. Physicians and other health care providers are encouraged to use their own medical judgment based upon all available information and the condition of the patient in determining the appropriate course of treatment. It was removed from the 2021 ACIP adult immunization schedule. SOURCE Blue Cross Blue Shield of Massachusetts. The Advisory Committee on Immunization Practices released a recommended adult immunization schedule that can give you a good idea of what vaccinations you may need. You should always consult with your doctor about what vaccinations are best for you. Blue Cross Blue Shield of Michigan and Blue Care Network members who want to get vaccinated. Eligibility.com LLC. Shingrix and Zostavax help prevent shingles and its complications: The summary of the ACIP changes to the adult immunization schedule are in the Feb. 12, 2021, Morbidity and Mortality Weekly Report. Heres what they recommend: Routine vaccinations are quick and easy to get, and they protect your health for years. The federal government has purchased vaccines to be distributed to the states. Blue Cross will continue to monitor vaccine development and be responsive to state and federal guidance. CDC recommends that adults 50 years and older get two doses of the shingles vaccine called Shingrix (recombinant zoster vaccine) to prevent shingles and the complications from the disease. with Dental Blue Pediatric Essential Benefits, HMO Blue New England Saver $2000 As part of its commitment to the health and safety of employees, customers, members, and the community, Blue Cross also announced today that it will require vaccination against COVID-19 for anyone entering Blue Cross office buildings starting Oct. 4, 2021. During your visit, your doctor will determine what tests or health screenings are right for you based on factors such as your age, gender, health status, and health and family history. Thats why its important for you to get the latest flu vaccine annually. Shingrix is approved by the FDA. "We have tests, treatments, and vaccines that can . If you haven't met your deductible, you will be responsible for the full cost of your vaccine. with Dental Blue Pediatric Essential Benefits, HMO Blue Select $2000 Deductible For more information on how Blue Cross is supporting members during the COVID-19 emergency, visit its Coronavirus Resource Center. with Dental Blue Pediatric Essential Benefits, You can also login to MyBlue to download documents related to your plan and to review your benefits and coverage. Blue Cross Blue Shield of Massachusetts Covers COVID-19 Vaccines at No Cost to Members Coverage includes Pfizer/BioNTech vaccine and any other COVID-19 vaccines that receive emergency use authorization from the FDA (including Moderna's mRNA-1273) Your member ID card is your key to using your medical plan benefits. Recommended adult vaccinations Tests detect COVID, but vaccination remains the best way to protect yourself from severe illness. Some plans may also have a deductible, meaning 100% of your vaccination or drug costs are on you until you meet the dollar amount specified by your insurance plan. We do not claim responsibility for its accuracy. Zoster vaccine live (ZVL, Zostavax) has been used since 2006, and recombinant zoster vaccine (RZV, Shingrix) has been used since 2017, and is recommended as the preferred shingles vaccine. Click here to see the full list of recommended immunization for adults. It requires two doses. Early cancer detection helps prevent the need for extensive treatment. CDC.gov, Shingles Vaccine. Blue Cross Blue Shield of Massachusetts provides a Summary of Benefits and Coverage (SBC) with online access to the corresponding coverage policy to all of our fully insured members and accounts. Insulin users will pay no more than $35 for a months supply and will not be subject to the deductible. It cannot be used for drive-through vaccination clinics. Syphilis. Just show your Blue Cross and Blue Shield of Alabama ID card and get your vaccine onsite. Important Information About Medicare Plans. Heres everything you need to know about it. Connect with us onFacebook,Twitter,YouTube,andLinkedIn. We use cookies on this website to give you the best experience and measure website usage. with Dental Blue Pediatric Essential Benefits, HMO Blue Essential The federal government has purchased the vaccines, which are being distributed free of charge, but clinicians and pharmacies can bill insurers for administration costs. A new vaccine to keep shingles away from older Canadians costs about $400. with Dental Blue Pediatric Essential Benefits, HMO Blue New England Basic Copayment The shingles shot is not be covered by Medicare Part A or Part B. PRice ranges for the shingles vaccine Shingrix (given as two shots): Deductible copay: free to $164 for each shot. What is a Medicare Supplement (Medigap) Plan? Costs may range from $180 to $200 per dose. Coverage is subject to age and frequency of immunization recommendations issued by the Centers for Disease Control and Prevention (CDC) Advisory Committee on Immunization Practices (ACIP). ACIP recommends Shingrix for people age 50 years or older. By continuing to use this website, you consent to these cookies. ZOSTER VACCINE is a vaccine used to reduce the risk of getting shingles. To make sure you're covered: Once you know whether you're covered, you can get vaccinated by: If you don't have prescription coverage through us, your vaccine may still be covered. Or call the Customer Service number on the back of your ID card and we'll help. For this reason, its always good to check your plans formulary (or call your insurance company directly) to see which vaccines they cover and which tier those medications fall under. Some health plans may not cover any or all of these immunizations, or may provide coverage for additional immunizations. with Dental Blue Pediatric Essential Benefits, Preferred Blue PPO $500 Deductible with HCCS To learn more, visit AHealthyMe.com. We are a private company. It takes about two weeks to be effective, so don't wait. However, if your employer purchased your plan before the Affordable Care Act was enacted, you may have a copay. Most employer sponsored group plans will include this network, especially if they have employees located in multiple states. For patients between 15 and 45 years old, ACIP recommends three doses. Members should consult the Commonwealth of Massachusetts' COVID-19 Vaccine Resource Centerand talk to their primary care provider about how, when, and where to get vaccinated. There are two ways to add Part D prescription drug coverage to your Medicare health insurance: Sources: 1. Covered Services Blue Cross and Blue Shield of Texas (BCBSTX) gives health care benefits and access to care to help your child stay well. Peak months for the flu season in Michigan . Visiting a pharmacy that accepts your plan if you have prescription coverage through us. with Dental Blue Pediatric Essential Benefits, HMO Blue New England Options Deductible II 4 Tier Drug List. Blue Cross & Blue Shield of Rhode Island (BCBSRI) does not provide reimbursement to the provider for biologicals for immunizations that are supplied by the DOH or any other state or federal agency. The company has taken significant stepsto expand access to care throughout the duration of theCOVID-19public health emergency andinvested more than $218 million to support its members, customers, clinical partners, and the community throughout the pandemic, including $101 million in premium refunds and anticipated rebates. The best reason to get yourself vaccinated is to protect yourself and the people around you. They will ask that your provider send them information as to why one of the services above cannot be rendered. with Dental Blue Pediatric Essential Benefits, Preferred Blue PPO $3000 Deductible with HCCS Free. with Dental Blue Pediatric Essential Benefits, HMO Blue New England Saver $3000 Learn about preventive health care services covered at Anthem. 2023, BlueCross and BlueShield of Alabama is an independent licensee of the BlueCross and BlueShield Association. with Dental Blue Pediatric Essential Benefits, Access Blue New England Saver Two different kinds of shingles vaccines are covered: Zostavax (zoster vaccine live), which was first approved by the FDA in 2006 and Shingrix (recombinant zoster vaccine), approved by the FDA in 2017. BOSTON August 19, 2021 Blue Cross Blue Shield ofMassachusetts("Blue Cross") today confirmed it will cover, with no cost share to members, the administration of a third booster dose of COVID-19 mRNA vaccines, pending authorization from the U.S. Food and Drug Administration (FDA) for the general population and in accordance with all federal and state guidance. with Dental Blue Pediatric Essential Benefits, Access Blue Basic with Dental Blue Pediatric Essential Benefits, Preferred Blue PPO Options Deductible III Not surprisingly, a 2015 report from the National Vaccine Program found that one. Check with your plan to be sure it covers Shingrix. BOSTON, Dec. 15, 2020 /PRNewswire/ --Blue Cross Blue Shield of Massachusetts("Blue Cross") today confirmed it will cover, with no cost share to members, the administration of any COVID-19 vaccine that receives emergency use authorization or full approval from the U.S. Food and Drug Administration (FDA). with Dental Blue Pediatric Essential Benefits, HMO Blue New England $2000 Deductible with HCCS Members must refer to their Evidence of Coverage or Certificate of Insurance or Policy for plan/policy coverage of preventive health benefits. The most convenient way to get care is by requesting a visit on the Teladoc app or online. 2023 Blue Cross and Blue Shield of Massachusetts, Inc.., and Blue Cross and Blue Shield of Massachusetts HMO Blue, Inc. Blue Cross Blue Shield of Massachusetts Covers COVID-19 Vaccines at No Cost to Members, Coverage includes Pfizer/BioNTech vaccine and any other COVID-19 vaccines that receive emergency use authorization from the FDA (including Moderna's mRNA-1273), For further information: Amy McHugh, amy.mchugh@bcbsma.com, 617-246-2311, Nondiscrimination & Translations Resources. It's also one of the easiest ways you can stay healthy. Please review the terms of use and privacy policies of the new site you will be visiting. with Dental Blue Pediatric Essential Benefits, HMO Blue New England $1000 Deductible with Coinsurance and HCCS Without insurance, you may pay $155 or more per . . ACIP recommends Shingrix for people age 50 years or older. with Dental Blue Pediatric Essential Benefits, Access Blue New England Saver $3000 with Dental Blue Pediatric Essential Benefits, Preferred Blue PPO $1000 Deductible with HCCS Zostavax is covered for those age 60 and older, while Shingrix is covered for those age 50 and older. Start by scheduling regular check ups with your primary doctor. As reported by the Centers for Disease Control and Prevention (CDC), as of the. To view this file, you may need to install a PDF reader program. with Dental Blue Pediatric Essential Benefits, HMO Blue New England $1000 Deductible with HCCS with Dental Blue Pediatric Essential Benefits, Access Blue New England Saver $2000 Did you know preventive health measures and screenings can prevent 85% of illness and disease, and are covered at no cost for many plans? Washington - Today the Blue Cross and Blue Shield (BCBS) Government-wide Service Benefit Plan, also known as the Federal Employee Program (FEP), announced 2018 benefits for federal workers and retirees in the Federal Employees Health Benefits (FEHB) Program.

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